The signature framework

Before you invest a cent, map it.

Money doesn’t cross borders cleanly. The Cross-Border Money Map lays your money out against five simple questions — and the gaps reveal themselves. It’s the first thing I do with anyone whose money lives in two countries.

In this free guide:

• A one-page framework you print and fill in by hand
• Your pots — property, pensions, savings, investments, income — down the side
• Five questions across the top: country, currency, tax residency, purpose, access
• Where you’re doubly exposed — or quietly betting your future on one currency
• What to do about each gap you find, and what to leave well alone

Worth knowing: No jargon, no products, nothing to buy — just the map I use to make sense of money that lives across two countries.