RORY PHILLIPS WEALTH

For British expats

Your UK pension, once you’ve left the UK.

What you can and can’t do with a UK pension when you live abroad — including the South Africa “transfer” myth, and how to spot the schemes that target expats.

In this free guide:

  • Why you don’t have to “bring your pension with you”
  • What you generally can do — consolidate, review, take benefits from abroad
  • The transfer myth: why a UK pension can’t move to South Africa — and why anyone who says otherwise is a red flag
  • How pension income is taxed across borders
  • How to recognise a pension scam before it costs you

Worth knowing: Anyone offering to “transfer your UK pension to South Africa” is showing you a warning sign, not an opportunity. This guide explains why — plainly.

Rory Phillips

By Rory Phillips — independent financial planner, Cape Town. Educational only — nothing here is a sales pitch.

UK Pensions When You Live Abroad — guide cover

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Independent & honest No cold-calling, ever Educational only — not advice Rory Phillips · Cape Town

General information only — not financial, tax or legal advice. © Rory Phillips.
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