International Clients & Expats · Worldwide

Straightforward offshore wealth management, wherever you call home.

I help expats and international investors — settling in Cape Town or based anywhere in the world — make sense of lump sum investments and long-term savings plans. Based in Cape Town, meeting clients in person or over video call.

Book an Introductory Call Get the Free Expat Guide

Based in South Africa or investing locally? See Onshore Solutions.

Who I work with

Expats Settling in Cape Town

Recently relocated or long-settled, from anywhere in the world? I meet clients in person to walk through how your home country's rules interact with offshore investing — no jargon, no guesswork.

Offshore Investors, Anywhere

Based outside Cape Town? I work with offshore clients globally over video call, with the same access to international investment platforms and providers.

Long-Term Savers & Lump Sum Investors

Whether you have a lump sum to put to work or want to start a disciplined monthly savings plan, I focus on getting the foundations right from day one.

How I can help

Two areas I prioritise for new clients, plus the wider offshore wealth services available once your plan is in place.

Priority

Lump Sum Offshore Investment

For investable lump sums of $100,000+. A single, well-structured offshore portfolio — diversified across currencies, asset classes and jurisdictions — built around your goals and risk appetite.

Priority

Regular Savings Plans

From $500+ per month on a 10-year+ horizon. A disciplined, offshore savings plan that takes advantage of long-term compounding — ideal if you're building wealth from income rather than a lump sum.

Offshore Diversification

Spreading assets across currencies and geographies to reduce single-country risk.

UK Pension Planning

Your UK pension generally can't move to South Africa — but I can help you review it, consolidate old schemes, and take control of how it's invested from here.

Estate & Tax Planning

Wills, trusts and tax-efficient structuring for cross-border families.

Protection & Insurance

Life, critical illness and income protection cover suited to an expat lifestyle.

Need investments or retirement planning based inside South Africa instead? See Onshore Solutions.

Further reading: What Happens to Your UK Pension When You Move to South Africa.

Not sure where you fit? Take the 60-second quiz or try the savings growth illustrator.

Free Guide: The International Expat's Guide to Offshore Investing in Cape Town

A short, practical guide covering the questions I get asked most: what counts as "offshore", how lump sum vs. regular savings plans compare, and what to check before you invest. No obligation, no spam — just the guide.

About Rory Phillips

I'm a financial planner who has spent recent years based in Kuala Lumpur, helping expats from the UK, Ireland and the Netherlands navigate offshore investing, UK pension planning and cross-border financial planning. I'm now relocating to Cape Town to bring that same approach to the expat and international investor community there — whatever your nationality.

Cross-border financial planning: UK pensions, offshore investing and relocation finances
Three years advising expats in Kuala Lumpur — clients from the UK, Ireland, the Netherlands and beyond
Now relocating to Cape Town, South Africa

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How it works

Introductory Call

A no-obligation 30-minute conversation to understand your situation and what you're trying to achieve. Book a time.

Your Plan

We build a proposal suited to your lump sum or savings goals, matched to the right offshore platforms and providers for your situation.

Implementation & Review

Your plan is put in place and reviewed regularly as your circumstances change.

Get in touch

Prefer to just talk first? Book a call directly — it's the fastest way to reach me. Otherwise, send a message below and I'll come back to you to arrange a time to speak, in person in Cape Town or by video call.

Email: rory@roryphillipswealth.com