Primary focus

Offshore investing, without the sales pitch.

Whether you’re placing a lump sum, building monthly, or untangling a UK pension — the structure comes first, the products last, and every cost is on the table.

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Four ways I help offshore

01

Lump-sum investing — from $100k

A sale, a bonus, an inheritance, savings that have outgrown one bank account. I structure it in the right jurisdiction and wrapper, then invest it in institutional portfolios — with full liquidity and transparent fees.

02

Regular savings — from $500/month

For 10-year-plus horizons: disciplined monthly investing into offshore portfolios, structured so it moves with you when you change country — not against you.

03

UK pension planning

Old workplace pensions left behind in the UK: consolidation, review and drawdown planning for investors living abroad — with the tax picture of where you live now front and centre. UK pensions can’t transfer to South Africa, but they can be brought under proper control.

04

Offshore diversification

Too much wealth concentrated in one country or one currency? I build the offshore layer — hard-currency portfolios, properly domiciled, sized to your risk.

Is this you?

My clients share a situation, not a passport. If two or three of these ring true, a call is worth your time.

You’ve built $100k+ that’s sitting in cash, one country, or one currency.
You live outside your home country — or plan to, and want money that travels with you.
You have a UK pension from a previous life and no idea what it’s doing.
You’ve been pitched offshore products before and walked away suspicious — rightly.

Guides by nationality

Offshore investing, wherever you’re from

The cross-border questions change with your home country — residency, pensions, tax wrappers and currency all work differently. Start with yours:

British expats

UK residency, ISAs, pensions and the domicile trap most Britons forget.

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Irish expats

Residence, ordinary residence, domicile and the deemed-disposal rule.

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Australian expats

Tax residency, superannuation and the CGT event when you leave.

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American expats

Citizenship-based tax, FATCA and why the PFIC rules change everything.

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Canadian expats

Residential ties, departure tax, and RRSPs vs TFSAs when you go.

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German expats

Residency, exit taxation and how Germany taxes investment funds.

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Dutch expats

The Box 3 wealth system, the 30% ruling and what leaving changes.

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South African expats

SARS residency, financial emigration, exchange control and the RA rule.

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New Zealand expats

The Foreign Investment Fund rules, KiwiSaver and residency tests.

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French expats

Domicile fiscal, assurance-vie and the French exit tax.

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Indian expats (NRIs)

NRI status, NRE and NRO accounts, and the Liberalised Remittance Scheme.

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UAE & Gulf expats

No income tax, no local pension — why Gulf expats build offshore.

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Nigerian expats

Naira volatility, FX controls and holding hard-currency assets.

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Portuguese expats

Tax residency, the NHR regime and what leaving Portugal changes.

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Spanish expats

Residency, Modelo 720 asset reporting and Spain’s wealth tax.

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Swiss expats

Cantonal wealth tax, no CGT on private wealth, and the pension pillars.

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Zimbabwean expats

Currency history, the diaspora, and holding wealth in hard currency.

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Belgian expats

Residency, securities & savings tax, and Belgian pensions.

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Italian expats

Tax residency, the AIRE register and the IVAFE foreign-asset tax.

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Kenyan expats

Shilling volatility, the diaspora and hard-currency diversification.

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Singaporean expats

Territorial tax, no capital gains tax, and CPF.

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Malaysian expats

Territorial tax, EPF and ringgit diversification.

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Swedish expats

Essential connection, the ISK account and exit-tax reach.

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Chinese expats

FX controls, worldwide-income tax and the diaspora.

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Hong Kong expats

Territorial tax, the MPF and relocation abroad.

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Filipino expats (OFWs)

OFW savings, hard-currency diversification and tax residency.

Read the guide →

Go deeper

The offshore basics, explained

Are Offshore Investments Safe? How Much Do You Need to Invest Offshore? What Is an Offshore Investment Bond? Offshore vs Onshore Investing: What’s the Difference? Common Financial Mistakes British Expats Make

Moving from the UK? Start with the British expat’s money checklist for South Africa — the complete reference. Not sure whether offshore or onshore fits you? Take the quiz.

Frequently asked questions

Do I need to be in Cape Town to work with you?

No. I meet clients in person in Cape Town, and work with offshore investors anywhere in the world over video call, with the same access to international platforms and providers.

What does “offshore investing” actually mean?

Holding investments through regulated international platforms outside your country of residence — typically diversified across currencies and jurisdictions. It’s about transparency, diversification and structure, not secrecy. The full picture here.

Can I transfer my UK pension to South Africa?

No — South Africa isn’t a jurisdiction UK pension schemes can transfer into. Your pension stays a UK-regulated asset, but it can be reviewed, old schemes consolidated, and how it’s invested brought under proper control — here’s the full picture.

How much do I need to get started?

As a guide: lump sum offshore portfolios typically start from $100,000, and regular offshore savings plans from around $500 per month on a 10-year-plus horizon. Not sure where you fit? That’s exactly what an introductory call is for.

What does an introductory call cost?

Nothing. It’s a 30-minute, no-obligation conversation to understand your situation and whether we’re a good fit — not a sales pitch.

Free guide

The International Investor’s Guide to Offshore Investing

A short, practical guide covering the questions I get asked most: what counts as “offshore”, how lump sum vs. regular savings plans compare, and what to check before you invest. No obligation, no spam — the guide plus a short series of practical notes. Unsubscribe any time.

Ready to talk instead? Book a call directly →

Start with the structure. Start with a conversation.

Thirty minutes, free, no obligation — and a straight answer on whether I can add value.

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